1. Bayti, C. (2009). Extending Social Security Coverage in Africa: Social Security Policy. Geneva: Aldridge Publishers.
2. Choruma, T. (2006). ‘The forgotten tribe: People with disabilities in Zimbabwe Progressio Report, London: Progressio.
3. Creswell, J.W. (2009). Research Design: Qualitative, Quantitative and Mixed Methods Approaches. Thousand Oaks: Sage Publications.
4. Fraser, M. W., Galinsky, M. J., & Richman, J. M. (1999). Risk, protection, and resilience: Toward a conceptual framework for social work practice. Social work research, 23(3), 131-143.
5. Houston, P., & Griffiths, S. (2010). Social development: The developmental perspectives in social welfare. Thousand Oaks, CA: Sage
6. Masud, H., Pfeil, H., Agarwal, S., & Gonzalez Briseno, A. (2017). International Practices to Promote Budget Literacy: Key Findings and Lessons Learned. Washington, D.C: The World Bank.
7. Rosenbern, M. (2011). Resilience, competence, and coping. Child Abuse & Neglect, 31(3), 205- 209.
8. Stinchcombe, L.A., & Hershberg. P. (2014). Towards a civilised society. London: Allyn and Bacon.
9. Swart, L. (2009) Social Development. London: Collins and Harper.
10. Ungar, M. (2005). Resilience across cultures. British Journal of Social Work, 38, 218-235.
11. United Nations Children’s Fund [UNICEF]. (2016) Residential care standards, UN press. https://data.unicef.org/topic/residential-care-standards/ Accessed 11/10/2019
12. United Nations High Commissioner for Refugees. (2019). Global Trends: Forced Displacement in 2018. Geneva, Switzerland: UNHCR.