This study aims to identify the factors that determine the selection of Fintech in Aceh Tamiang District. The statistic of the chi-square distribution was chosen as the model to analyze the primary data of household samples of 400 households. The study results show that the variables of education, poverty, bank branches, and employment status affect the selection of fintech. It is necessary to improve banking service facilities and increase education and income to reduce respondents' borrowing from unregistered fintech.