This research centers on understanding investor satisfaction and the decision-making processes involved when utilizing Robo-Advisors for personal financial planning in Indonesia. The primary goal is to explore how the recent introduction of digital financial instruments, such as Robo-Advisors, influences investor behavior and financial planning in an emerging market like Indonesia. A structured survey is used in this quantitative study to collect data from 110 Indonesian investors. This approach allows for a comprehensive analysis of how using Robo-Advisors can lead to changes in investment behavior and satisfaction with financial planning. The main findings in the research show the positive impact of Robo-Advisors on investor satisfaction. Respondent reported high levels of satisfaction, attributing this to the personalized and efficient advisory services provided by Robo-Avisors. However, the research also indicated that variations in investment frequency were not significantly influenced by Robo-Advisors, sowing that external factors such as market conditions and individual goals play a more substantial role in investment decisions. These findings suggest that Robo-Advisors should be improved to increase awareness and understanding of regulatory conditions. By upgrading personalized services, Robo-Advisors can enhance customer retention and satisfaction while fostering a safer investing environment. The report underscores the importance of fully leveraging Indonesia's Robo-Advisors to support long term financial goals, rather than solely addressing immediate investor needs.