Digital payment systems and mobile banking: A bibliometric and semantic exploration of barriers, evolution, and opportunities
List of Authors
  • Nguyen Huu Phuc , Tiengmany Soulita

Keyword
  • Digital Payment Systems, Mobile Banking, Bibliometric Analysis, Cybersecurity, Financial Inclusion

Abstract
  • This bibliometric study analyzes the trends and challenges in digital payment systems and mobile banking from 2000 to 2023. By employing VOSviewer, Publish or Perish, KH Coder, and Large Language Models (LLMs), we identify major technological trends and the impact of advancements in AI, machine learning, 5G, and IoT on the evolution of digital finance. The study also examines key contributors, top publications, and emerging challenges, including cybersecurity, regulatory hurdles, and financial inclusion. This paper offers future research directions focusing on the integration of blockchain technology and the enhancement of regulatory frameworks to ensure secure and inclusive digital financial systems.

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