Navigating affordable housing in Selangor: Unveiling concepts and challenges
List of Authors
  • Ainol Mardhiyah Rahmat, Hidayatul Najiha Ahmad Tajuddin, Muhammad Adidinizar Zia Ahmad Kusairee, Zarul Azhar Nasir

Keyword
  • Housing Concepts, Housing Challenges, Affordable Housing, Housing Affordability

Abstract
  • Not a day goes by without breaking news about overhang issues. These unsold houses have the potential to jeopardise the overall housing market. As buyers, we might ask, ‘What defines an affordable house?’ and "What specific challenges faced by stakeholders contribute to these overhang issues and affect housing availability?". Understanding the concept of affordable housing and the challenges encountered by various stakeholders is crucial for overcoming obstacles in purchasing a home. A thorough comprehension of these issues is essential for effectively navigating the housing market. To address these questions, this paper explores both the concepts and the specific challenges faced by three key stakeholders in affordable housing market in Selangor: buyers, developers, and policymakers or authorities. Through qualitative analysis, this study interviewed seven respondents who have extensive experience and knowledge of the affordable housing in Selangor. The findings reveal that affordable housing in Selangor is defined by seven criteria: controlled prices below RM300,000, housing costs within 30% of household income, prioritization of lower and middle-income groups, residency requirements, preference for first-time homebuyers, adherence to minimum standards, and locality-based pricing and housing types. These criteria collectively aim to ensure affordability, social equity, and effective community integration. Additionally, this study identifies several challenges encountered by the stakeholders: Buyers struggle with financial issues, including issues with loan approval, hidden costs, and bureaucratic barriers. Developers grapple with challenges related to resource allocation and delays in project approvals. Meanwhile, policymakers contend with issues such as high in-migration, insufficient research and development, inadequate enforcement, political instability, and perceived complexity, all of which impact the formulation of effective and sustainable housing strategies. Understanding both the concept and challenges is essential for developing effective strategies that can navigate the complexities of affordable housing and drive long-term progress in the sector.

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